City of Cadillac Bank Draft Authorization Form
This form enables residents to enroll in the Auto-Pay program for their utility bills. Users can set up automatic deductions from their checking or savings account. Ensure to provide accurate banking information and submit the form to avoid payment issues.
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How do I fill this out?
To fill out the Bank Draft Authorization Form, make sure you have your banking details at hand. Begin by selecting whether you are a new applicant or changing banking information. Carefully fill in all required fields and submit the form along with a voided check.

How to fill out the City of Cadillac Bank Draft Authorization Form?
1
Select if you are a new applicant or changing information.
2
Fill in your name, utility account number, service address, and contact details.
3
Provide your financial institution and bank account type.
4
Authorize the bank draft and sign the form.
5
Attach a voided check and mail the completed form.
Who needs the City of Cadillac Bank Draft Authorization Form?
1
Residents of Cadillac who want a convenient way to pay utility bills.
2
Those who prefer automatic payments to avoid late fees.
3
Individuals who wish to streamline their monthly expenses.
4
New customers needing to set up utility accounts.
5
Anyone requiring updates to existing banking information for payments.
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What are the instructions for submitting this form?
To submit the completed form, mail it to the City of Cadillac Utilities Department at 200 N Lake St., Cadillac, MI 49601. Ensure to include a voided check for account verification. Keep a copy for your records and follow up with the department for confirmation of receipt.
What are the important dates for this form in 2024 and 2025?
For the year 2024, ensure to submit forms by the specified due dates for timely processing. In 2025, check respective utility bill deadlines for updates on submission requirements.

What is the purpose of this form?
The purpose of the Bank Draft Authorization Form is to facilitate automatic deductions for utility payments. This program is designed to make monthly bill payments more convenient and ensure timely payment. It benefits both residents and the city by reducing late fees and processing time.

Tell me about this form and its components and fields line-by-line.

- 1. Customer Name: The full name of the individual applying for the bank draft.
- 2. Utility Account #: The unique identifier for the utility service account.
- 3. Service Address: The address where the utility service is provided.
- 4. Phone No.: Contact phone number for the applicant.
- 5. Email Address: Email for communication regarding the account.
- 6. Financial Institution: The name of the bank or credit union.
- 7. Bank Account Type: Indicate whether the account is checking or savings.
- 8. Authorized Signature: Signature of the account holder authorizing the deduction.
- 9. Print Name: Printed name of the account holder for verification.
- 10. Attachment: A voided check must be attached for validation.
What happens if I fail to submit this form?
Failure to submit the Bank Draft Authorization Form may result in interrupted automatic payments. This can lead to late fees and service interruptions from the utilities department. Timely submission is crucial for uninterrupted service.
- Late Payments: You may incur late fees if utility bills are not paid on time.
- Service Interruption: Failure to authorize payments may result in service disconnection.
- Accurate Information: Incorrect details may lead to payment processing issues.
How do I know when to use this form?

- 1. Enroll in Auto-Pay: To automatically pay your utility bills each month.
- 2. Update Banking Details: When you need to change your financial institution or account number.
- 3. Authorization Revocation: To notify the city if you wish to discontinue auto-pay.
Frequently Asked Questions
How do I enroll in the auto-pay program?
Fill out the Bank Draft Authorization Form and submit it with a voided check.
Can I change my banking information later?
Yes, complete the form indicating you are changing banking information and submit it.
What happens if I don't have sufficient funds?
Insufficient funds will be processed like a bounced check, and fees may apply.
How do I contact the utilities department?
You can reach them via phone or email listed on the form for assistance.
Is a deposit slip acceptable?
No, a voided check or a letter from your bank is required.
Where do I send the completed form?
Mail it to the City of Cadillac Utilities Department address listed on the form.
What is the effective date for changes?
The effective date will be specified on the form upon submission.
Do I need to reapply every year?
No, the authorization remains in effect until revoked by you or the city.
How long does it take to process my application?
Processing time may vary, so check directly with the utilities department.
Can I view my utility statements online?
Please inquire directly with the City of Cadillac for online statement options.
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