Claim for Lost Stolen Destroyed US Savings Bonds
This document provides essential guidance on filing a claim for lost, stolen, or destroyed United States Savings Bonds. It details the necessary information required on FS Form 1048 and additional instructions for submission. By following this guide, you can ensure a smooth claim process for your U.S. Savings Bonds.
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How do I fill this out?
To fill out the FS Form 1048, gather all the required information related to your savings bond. Ensure that you have the correct details of the bond, including serial number or purchase date. Once you have completed the form, sign it in the presence of an authorized certifying officer.

How to fill out the Claim for Lost Stolen Destroyed US Savings Bonds?
1
Gather all necessary information about your savings bond.
2
Complete the FS Form 1048 accurately.
3
Sign the form in front of an authorized officer.
4
Submit the form along with any required documentation.
5
Await confirmation of your claim processing.
Who needs the Claim for Lost Stolen Destroyed US Savings Bonds?
1
Individuals who have lost their savings bonds and wish to claim them.
2
Heirs to deceased bond holders needing to reclaim bonds.
3
Anyone who believes a bond was stolen and needs to file a claim.
4
People with destroyed bonds looking to receive replacements.
5
Financial advisors assisting clients with bond claims.
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What are the instructions for submitting this form?
To submit FS Form 1048, you can mail it to Treasury Retail Securities Services, PO Box 9150, Minneapolis, MN 55480-9150. If you need immediate assistance, call 844-284-2676 (toll-free). Ensure all required documents are included with your claim to avoid delays.
What are the important dates for this form in 2024 and 2025?
The FS Form 1048 should be completed as soon as you realize that your savings bonds are missing. For the year 2024, ensure that you file claims promptly to avoid delays. In 2025, regulations may change, and it's advised to check for any updates from the Treasury.

What is the purpose of this form?
The purpose of FS Form 1048 is to enable individuals to file a formal claim for savings bonds that are lost, stolen, or destroyed. This process ensures that rightful owners can reclaim their financial assets securely and effectively. Completed claims assist the Treasury in upholding ownership rights and facilitating bond reissuance.

Tell me about this form and its components and fields line-by-line.

- 1. Bond Serial Number: The unique identifier for your savings bond.
- 2. Month and Year of Purchase: Details of when the bond was purchased, if serial number is unknown.
- 3. Social Security Number: Your complete Social Security number is required for identity verification.
- 4. Names of Registrants: Full names, including any middle names or initials, of bond owners.
- 5. Address: The current mailing address of the bond holder.
What happens if I fail to submit this form?
If you fail to submit FS Form 1048, you may not be able to reclaim your lost, stolen, or destroyed bonds, resulting in financial loss. Missing out on this process means you won't establish your rightful claim to the bonds. It's crucial to submit the form accurately to avoid delays.
- Financial Loss: Failure to submit may lead to the permanent loss of bond value.
- Claim Denial: Incomplete or incorrect submissions can result in denial of the claim.
- Delays in Processing: Improper submission can cause significant delays in the claims process.
How do I know when to use this form?

- 1. Lost Bonds: When you misplace your savings bonds.
- 2. Stolen Bonds: If your savings bonds are taken unlawfully.
- 3. Mutilated Bonds: When bonds are torn or damaged beyond normal condition.
Frequently Asked Questions
What is FS Form 1048?
FS Form 1048 is the official claim form for lost, stolen, or destroyed United States Savings Bonds.
How do I start a claim for my savings bond?
To initiate a claim, complete the FS Form 1048 with the required details and submit it to the Treasury.
Can I complete this form online?
Yes, you can complete FS Form 1048 using our PDF editor on PrintFriendly.
What if I don’t have my bond’s serial number?
If the bond serial number is unavailable, provide the purchase date and your identification details.
How will I receive my replacement bond?
Once your claim is processed, a reissued bond will be provided electronically.
What happens if I submit incomplete information?
Incomplete submissions may delay the processing of your claim; ensure all details are accurate.
Is there a fee for processing claims?
No, there is no fee to submit a claim for lost, stolen, or destroyed bonds.
How long does it take to process my claim?
Processing time may vary, but you will be notified once your claim has been reviewed.
What documentation do I need to submit?
Include a signed FS Form 1048 and any additional required documentation like a death certificate if applicable.
Can I contact someone for help with my claim?
Yes, you can contact Treasury Retail Securities Services for assistance regarding your claim.
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