Evidence of Insurability FAQs for Applicants
This document provides detailed FAQs about Evidence of Insurability (EOI) for applicants seeking group coverage. It outlines the EOI process, necessary documentation, and application guidelines. Ideal for individuals applying for insurance through Albuquerque Public Schools.
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How do I fill this out?
To fill out this form, you need to gather your personal and employment information. Ensure you have your Medical History Statement ready and any additional documentation needed. Follow the given instructions carefully to complete the application accurately.
How to fill out the Evidence of Insurability FAQs for Applicants?
1
Gather personal identification and employment details.
2
Complete the APS Additional Life Enrollment and Change Form.
3
Provide your APS Employee Number instead of Social Security Number.
4
Submit the completed form either online or via the specified methods.
5
Keep a copy for your records.
Who needs the Evidence of Insurability FAQs for Applicants?
1
Employees of Albuquerque Public Schools applying for additional coverage.
2
Dependents of employees requiring their own coverage.
3
Individuals who were previously declined coverage and wish to reapply.
4
New hires who are interested in group life insurance coverage.
5
Late entrants looking to enroll in coverage after the initial enrollment period.
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What are the instructions for submitting this form?
To submit your application, you have several options: Hand deliver to the APS Employee Benefits Department located at 6400 Uptown Blvd NE, Suite 115 East, or send via interoffice mail. You can also fax your application to 505.889.4882 or email it to employee.benefits@aps.edu. For postal submissions, mail to Albuquerque Public Schools, Attn: Employee Benefits Department, PO Box 25704, Albuquerque, NM 87125-0704.
What are the important dates for this form in 2024 and 2025?
Important dates include the annual enrollment period that runs from November through March, during which applications are processed and reviewed. It is essential to submit your application before the deadline to ensure coverage is effective the following month. For 2024 and beyond, expect similar deadlines unless stated otherwise.
What is the purpose of this form?
The purpose of this form is to collect necessary evidence of insurability for applicants seeking life insurance coverage through Albuquerque Public Schools. This documentation supports the underwriting process, ensuring that applicants meet the health requirements for insurance coverage. By accurately completing this form, applicants will facilitate a smoother review and approval process.
Tell me about this form and its components and fields line-by-line.
- 1. Personal Identification: Includes social security number, date of birth, and employee number.
- 2. Employment Details: Requires details about the applicant's job title, date of hire, and earnings.
- 3. Coverage Information: Specifies the types and amounts of insurance being requested.
- 4. Medical History: Includes information on any diagnoses, treatments, and physician details.
- 5. Signature: The applicant's signature confirming the truthfulness of provided information.
What happens if I fail to submit this form?
If the form is not submitted correctly, applicants risk delays in the approval of their coverage or the possibility of rejection. Submitting incomplete forms may lead to lack of vital information needed for processing. It is critical to ensure that all required fields are filled accurately and comprehensively.
- Incomplete Application: Missing information may result in automatic decline of the application.
- Delayed Processing: Applications lacking necessary documentation will be delayed in review.
- Risk of Non-Coverage: Failure to complete the form properly can lead to loss of coverage.
How do I know when to use this form?
- 1. Applying for Additional Coverage: Necessary when seeking coverage beyond the guaranteed issue amount.
- 2. Late Enrollment: Required for late entrants who missed the initial enrollment period.
- 3. Reinstating Coverage: Needed if pursuing reinstatement after a lapse of coverage.
Frequently Asked Questions
How can I submit my application?
You can submit your application online or by mailing a completed form to the APS Employee Benefits Department.
What information do I need to provide?
You will need to provide personal identification, employment details, and coverage information.
How long will it take to process my application?
Processing time varies, but expect 6-8 weeks during busy enrollment periods.
What if my application is declined?
You will receive a notification and can inquire about the reconsideration process.
Is there a deadline for submissions?
Yes, deadlines vary based on the enrollment period; please check for specific dates.
Can I edit my application after submission?
No, once submitted, applications cannot be edited; please double-check your information before submitting.
How do I get assistance with my application?
You can contact the Medical Underwriting Department through their hotline or email.
What happens if I miss the enrollment period?
You may need to wait until the next enrollment period to apply for coverage.
Do I need to submit separate forms for dependents?
Yes, each dependent must complete their own Medical History Statement.
How will I be notified of my approval?
You will receive a letter detailing the decision made on your application.
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