RCBC Personal Loan Application and Instructions

To submit this form, ensure all sections are accurately filled out and signed. You can submit the completed form to your nearest RCBC branch, or submit online via the RCBC website. For inquiries, contact customer care at customercare@rcbc.com or call (02) 877-7222. Make sure to have all necessary documents ready for submission. For self-employed individuals, include business registration documents and financial statements. Review all provided information before submitting.

There are no specific dates for 2024 and 2025 mentioned in this form.

The purpose of this form is to collect necessary information from individuals applying for a personal loan with RCBC. It requires details about personal and financial information, including bank accounts, existing loans, and credit cards. The form also includes a section for self-employed applicants to list their major customers and suppliers.

• 1. Type of Business: Select the type of business (Corporation, Partnership, Sole Proprietorship).
• 2. Major Customers: List major customers and their contact numbers.
• 3. Major Suppliers: List major suppliers and their contact numbers.
• 4. Bank Accounts: Provide bank details including bank name, branch, account type and number, and balance.
• 5. Existing Loans: Enter details of any existing loans including financial institution, loan amount, type of loan, date granted, and maturity date.
• 6. Credit Cards: Provide details of any credit cards including card company, card number, year granted, credit limit, and outstanding balance.
• 7. Personal References: List personal references including their name, relationship, and contact number.
• 8. Attorney-In-Fact (AIF): If appointing an AIF, provide their name, date of birth, relationship, and address.
• 9. Undertaking Clause: Certification that all information provided is correct and complete.
• 10. Processing of Information: Authorization for the bank to obtain and verify information provided in the application.
• 11. Retention: Agreement to retain the information collected during the application for ten years.
• 12. Consent for Cross-Selling, Promotions, and Referral: Agreement or disagreement to authorize the bank for cross-selling and promotions.
• 13. Borrower and Spouse/Co-Borrower Signatures: Signatures and TINs of the borrower and spouse/co-borrower.
• 14. Qualifications: Details of qualifications required for the loan application.
• 15. Borrower's Data: Personal details of the borrower including name, birthdate, address, and contact information.
• 16. Spouse's Data: Personal details of the spouse including name, birthdate, address, and contact information.
• 17. Personal Loan Details: Details about the personal loan including amount requested, loan term, and loan purpose.
• 18. Employer/Business Details: Information about the borrower's employment or business including employer/business name, address, and nature of employment/business.
• 19. Sources of Funds: Various sources of funds such as salary, business income, commissions, etc.

Failure to submit this form may result in the rejection of your loan application.

• Application Rejection: The bank may reject your loan application if the form is not submitted.
• Delay in Loan Processing: Processing of your loan may be delayed until the form is submitted.
• Missed Opportunities: You may miss out on potential loan opportunities due to incomplete application submission.

• 1. Personal Loan Application: When you need to apply for a personal loan from RCBC.
• 2. Debt Consolidation: If you are consolidating multiple debts into a single loan.
• 3. Home Improvement Financing: When seeking funds for home renovations or improvements.
• 4. Business Financing: If self-employed, use this form to apply for business financing.
• 5. Educational Expenses: When you need funds for educational purposes.